Vegas
New Home
Tours 
Thats right, Free Home Tour*
RELAX, WE'LL DO THE DRIVING!
702-595-1325
or click here to e-mail
*Advance reservations required. Pre-qualification letter from
mortgage lender prior to tour is prefered. Call or email for details.
Vegas New Homes Tours
Realty One Group
10300 W. Charleston Blvd. #13-392
Las Vegas, NV 89135
ph: 702-595-1325
fax: 702-548-6835
info
Pre-Qualify Before You Buy
Click on the logo below
to start your pre-qaulification
Why Should I
Pre-Qualify?
Whether you are buying a new home direct from a seller or builder, or buying an investment home, the sooner you start preparing, the more you will be able to save. Even if you do not think you will be ready to own a new home for several more years, it is important that you begin to plan now. The first step you take in buying a new home is pre-qualifying for a mortgage.
After going through the mortgage loan pre-qualification process, you will find out the monthly mortgage payment and maximum home price for which you qualify. Then your mortgage loan officer can structure a mortgage plan based on your current income and debt that will allow you to achieve the monthly mortgage payment, purchase price, and/or construction budget you are comfortable with. The importance of getting pre-qualified for a mortgage before you start looking for a new home cannot be overemphasized. It will help you get the best terms available.
A pre-qualification will identify any discrepancies with your credit, give you an idea of the price range of homes you should stay within, and inform you of the down payment amount you need to make if one is required. Keep in mind that the mortgage pre-qualification will determine the maximum you can afford, but is wise to search for new homes in slightly lower price range than the maximum. You do not want to overextend yourself financially without leaving room for possible unexpected future expenses.
Another benefit of pre-qualifying for a mortgage loan is that it may give you leverage when you find a new home you want to purchase. It shows the seller or builder that you are serious and capable of backing up your offer. A seller or builder are more likely to accept an offer from a pre-qualified buyer.
There is a big difference between pre-qualification and pre-approval. Be very careful; just because a lender has told you that you are pre-qualified does not necessarily mean they approved you for a mortgage loan. The underwriter must review and approve your application, and you must provide all necessary documentation before the lender approves you for a loan. At this time, they will issue you a pre-approval. Final approval comes when the underwriter receives and verifies all required paperwork, title, appraisal, and insurance.
Vegas New Home Tours asked that you Pre-Qualify for a mortgage loan prior to your New Home Tour. This pre-qualification will to ensure proper placement in a new home that you will enjoy and is within your particular financial affordability.
Before you look for your new Dream Home, you should be pre-qaulified with a mortgage lender. This will allow better placement with a home that would match your financial needs.
When you know what price range you are looking for in a home, you will be able to pinpoint the exact home that you will love and be able to afford.
When you are pre-qualified for a mortgage, don't forget to ask for a Pre-Approval Letter from your lender. The next step is to find that special New Home you have always wanted.
Vegas New Homes Tours
Realty One Group
10300 W. Charleston Blvd. #13-392
Las Vegas, NV 89135
ph: 702-595-1325
fax: 702-548-6835
info
